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中国支付清算协会发布《智能体支付应用自律公约》_我的网站

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A | 　　北京8月24日电（记者吴雨）8月24日，中国支付清算协会发布《智能体支付应用自律公约》，在强化行业自律、保护消费者合法权益等方面作出一系列安排，旨在促进智能体支付应用安全、合规、可持续发展。

B | Canberra, Oct 12 (UNI) Australia's top Antarctic scientists have reported a rapid decline in a population of Adelie penguins.

According to research published by the Australian Antarctic Division (AAD) on Tuesday, a large Adelie population off the East Antarctic coast has declined by 43 per cent over the last decade.

Ecologists from the AAD, led by Louise Emmerson and Colin Southwell, surveyed 52 islands along the 100-km coastline.

They found the number of occupied nests fell from 176,622 to 99,946 in that period.
Their findings are contrary to other Adelie penguin populations in east Antarctica where numbers have been stable.

The most widespread penguin species, the Adelie is found along the entire Antarctic coast. Models had predicted the particular population observed by the AAD would continue to grow.

Researchers concluded a change in environmental conditions was the cause of the decline.

"We think this population decline was initially triggered by five years of extensive summer sea ice adjacent to the colony in the mid-2000s, which hampered access to the adults' foraging areas and saw virtually no chicks survive," Emmerson said in a media release.

"The frequency of these unfavorable breeding conditions subsequently remained high, and fledgling survival also began to decrease. These two processes together resulted in a more rapid population decline than would be expected if they had been acting in isolation."

She warned that the smaller the population becomes the harder it will be for individuals to survive.

"It may be that the old adage of safety in numbers is playing out for the fledglings in the vast and harsh Southern Ocean, although exactly why and how needs further investigation," Emmerson said.
UNI/XINHUA ING。　　当前，人工智能技术加速迭代演进，部分支付清算机构已开展智能体支付探索实践，但行业缺乏统一、可参考的标准规则。为响应相关诉求，中国支付清算协会在中国人民银行指导下，制定并发布《智能体支付应用自律公约》，旨在通过柔性自律治理手段凝聚行业共识，助力行业守正创新发展。　　记者了解到，在智能体管理方面，公约要求会员单位基于“了解你的客户（KYC）”进一步探索建立“了解你的智能体（KYA）”机制。在授权管理方面，公约要求会员单位明确智能体支付应用的授权边界，与用户签订责任清晰的授权协议。在防范风险方面，公约要求会员单位建立分级分类管理机制，通过交易限额等方式加强资金安全管理。　　协会有关负责人介绍，公约将保护消费者合法权益摆在突出位置，要求会员单位积极开展消费者教育，通过建立投诉受理机制切实维护消费者合法权益；为消费者提供便捷的智能体支付应用关闭、信息查询的通道，保障其自主选择权。　　公约还提出，会员单位应坚持开放合作，共同维护公平、开放、健康的智能体支付应用生态，不得通过排他合作、强制捆绑、低价补贴等方式限制用户选择，不得扰乱市场经营秩序。